What is stamp duty?

Stamp (or transfer) duty is a tax levied by all Australian territories and states on property purchases. The stamp duty a buyer pays can be based on the property purchase price, location and loan purpose. Some states also charge different rates on investment properties than on places of residence.


 

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Understand your borrowing capacity and home loan repayments with Macquarie.

Calculate now

Ready for pre-approval?

Pre-approval will enable you to act quickly when you find the right property.

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Submit your application in a few simple steps. You can apply if you are 18 years old or over, an Australian citizen, or a permanent or temporary resident, an Australian tax resident living in Australia, have an Australian mobile number.
 


 

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Frequently asked questions

Stamp duty is a tax levied by all Australian states and territories on the purchase of property. The amount of stamp duty differs by state or territory and is dependent on the property purchase price, location and property purpose.

Use this tool to calculate how much stamp duty you may need to pay.

Stamp duty is calculated based on the purchase price or the market value of a property, with the rates varying between different states and territories in Australia. Generally, the higher the property value, the higher the stamp duty. Some other factors that could affect stamp duty include whether the property is a first home, primary residence, or investment property

Use our Stamp duty calculator to see how much you may pay in government charges.

First-home buyers may be eligible for stamp duty exemptions or concessions under certain conditions. To see what the current conditions are for stamp duty exemptions and concessions, visit your state’s government website:

State / TerritoryLink
Australian Capital Territorywww.revenue.act.gov.au
New South Waleswww.revenue.nsw.gov.au
Northern Territorywww.treasury.nt.gov.au
Queenslandwww.qro.qld.gov.au
South Australiawww.revenuesa.sa.gov.au
Tasmaniawww.sro.tas.gov.au
Victoriawww.sro.vic.gov.au
Western Australiawww.osr.wa.gov.au

Additional information

This information is provided by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.

The information in this calculator is by way of example only and is not a prediction or professional financial advice. Calculations are not forecasts, but may assist you in making your own projections. Subject to law, Macquarie will not be liable for any loss or damage caused by your use of the calculator. The information in the calculator does not constitute an offer to lend or imply the product is suitable for you.