As a digital bank, we're committed to making everyday banking simpler than ever before.
Our award-winning* mobile app and online platform offer leading digital tools to help you securely manage your money, track your spending and stay in control 24/7.
Macquarie Authenticator
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Fast track solutions to your banking needs online and via our mobile banking app
How to get started with your new account
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Manage more of your everyday banking on the go. Keep track of your account balances, pay bills and set up instant notifications to monitor transaction activity.
Get a complete picture of your finances with our intuitive online banking dashboard. Access sophisticated cashflow and budgeting tools and generate detailed financial statements for end of year reporting.
A more convenient and secure way to pay using your device. Macquarie debit and credit cards support Apple Pay and Google Pay.
Our help centre has topics to help you manage all of your banking.
A Macquarie ID is your unique eight-digit user ID for accessing Macquarie Online Banking and the Macquarie Mobile Banking app.
You can choose to set up a username to log into online and mobile banking instead of using your Macquarie ID. See Can I set up a username to use instead of my Macquarie ID?
Your Macquarie ID is a unique eight-digit number that, along with your password, enables you to log into Macquarie Online Banking and the Macquarie Mobile Banking app.
You can retrieve your Macquarie ID on Macquarie Online Banking or the Macquarie Mobile Banking app – you'll just need your last name, date of birth and registered email address handy.
Retrieving your Macquarie ID on Macquarie Online Banking:
Retrieving your Macquarie ID on the Macquarie Mobile Banking app:
You can log in straight away with your retrieved Macquarie ID.
If you’re still unable to proceed, call us on 133 174 (+61 2 8245 4470), 24/7.
Your Macquarie ID and password enable you to log into Macquarie Online Banking and the Macquarie Mobile Banking app.
You can reset your password on Macquarie Online Banking or the Macquarie Mobile Banking app – you’ll just need your Macquarie ID and your mobile number that’s registered with us.
Changing your password on Macquarie Online Banking:
Changing your password on the Macquarie Mobile Banking app:
You can use your new password straight away.
If you’re still unable to proceed, call us on 133 174 (+61 2 8245 4470), 24/7.
You can access the following products on the Macquarie app:
Your available accounts will be listed in the account list on your dashboard when you log in. All payment functionality is available for these accounts.
*You can view your MOT portfolio balance on Macquarie Mobile Banking. For further information on your account, you can click on Macquarie Online Trading Account and be taken to the mobile trading website. For more information on mobile trading, visit How do I access mobile trading?
Here are some simple steps you can take to protect your online accounts.
Use strong passwords and keep them secret
A strong password is:
If you believe your password has been compromised, change it as soon as possible.
Protect your devices
Your devices are your gateway to the internet and need to be protected. Install a reputable antivirus software on your PC or Mac. Avoid using insecure WiFi networks such as public hotspots for sensitive activity like online banking.
Monitor your accounts
Keep an eye on your accounts and be sure to let us know if you see any transactions that you don’t recognise. You can let us know by calling us on 133 174 (+61 28245 4470 if calling from overseas).
Through our mobile app, you can enable push notifications, so that you are alerted each time your account is used for a transaction.
To do this, open your Macquarie Mobile Banking app:
This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.
Macquarie transaction and savings accounts are issued by MBL.
Apple, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Android, Google Pay, Google Chrome and the Google Logo are trademarks of Google LLC.
Our digital banking platforms have been awarded Money Magazine’s Bank of the Year 2023/2024.