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Our team will be taking a short break until Monday 6 January 2025. You can still submit your home loan application online and we’ll be in touch after the break. If you have a question regarding your existing home loan visit the Help Centre for frequently asked questions.
How much can I borrow?^
Find out how much you could borrow with our calculator. You can also calculate your monthly repayments and interest rate.
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One of our dedicated home loan experts will be with you every step of the way. They can talk you through your options and help you structure a loan that suits your needs.
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Understand your rate options and calculate your rate and repayments.
Home loan products and features
Find a home loan that best suits you by comparing Macquarie's products and their features.
Applying online is easy
Submit your application in a few simple steps. You can apply if you are 18 years old or over, an Australian citizen, or a permanent or temporary resident, an Australian tax resident living in Australia, have an Australian mobile number.
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3 minutes
Answer a few simple questions and we’ll provide a tailored quote with your rate and repayments.
Continue to apply online
15 minutes
Provide information about you, your property, what you earn and what you owe.
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Once you’ve submitted your application, one of our friendly home loan specialists will review it and get in touch to answer any questions and guide you through the next steps.
Have questions before you apply online?
Our team will be taking a short break until Monday 6 January 2025. If you leave your details, we’ll be in touch after the break to discuss your home loan needs.
"We wanted to pay off our home loan faster so we could do more of the things we loved. So we switched to a Macquarie home loan."
Additional information
This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.
Rate applies for new loans and will vary based on the amount you’d like to borrow, relative to the property value. All rates are for principal and interest repayment variable interest rate loans. Subject to change without notice.
The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
The information in this calculator is by way of example only and is not a prediction or professional financial advice. Calculations are not forecasts, but may assist you in making your own projections. Subject to law, Macquarie will not be liable for any loss or damage caused by your use of the calculator. The information in the calculator does not constitute an offer to lend or imply the product is suitable for you.
Many loans accrue interest daily, monthly interest charges may change depending on the number of days in a month.
We have assumed one year is 52 weeks, or 26 fortnights. This therefore assumes a year has 364 days not 365 or 366.
Repayments are rounded down to the lower dollar. The calculator uses unrounded repayments to obtain the amount of interest payable at points over the loan term. This allows for equal repayment amounts.
The calculations are based on a principal and interest repayment type only for a Basic Home Loan. Principal and interest repayments are calculated based on the loan term, interest rate and loan limit.
Home loan information and interest rates are current as at 15 October 2024 for new loans only and are subject to change.