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Calculate the total cost of a home loan
This key facts sheet provides a summary of the repayments, fees and total cost of a home loan in a standardised format to assist you when comparing home loan products.
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Additional information
For more information, view the full Macquarie home loans terms and conditions and the Macquarie electronic banking terms and conditions.
This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Lending criteria, fees and T&Cs apply.
This is a comparison tool only and is not an offer of credit.
The Home Loan Key Facts Sheet (KFS) is based on standard home loan information and does not contain discounted interest rates or special offers that may apply to you. All information is current as at the date of production of the KFS.
The information contained in this calculator is for illustrative purposes only and should not be regarded as a prediction, or as personal advice. The KFS does not constitute an offer to lend, or imply the product is suitable for you. Before acting on this general information, you must consider its appropriateness having regard to your own objectives, financial situation and needs and also seek independent financial, legal and taxation advice. All applications for credit products are subject to Macquarie’s standard credit approval criteria. Terms, conditions, fees and charges apply to all Macquarie products and services and may be varied or introduced in the future.
No guarantee, warranty, or representation is given or implied as to the reliability or accuracy of the information used to compile each calculation. Other than as required under consumer protection law, Macquarie specifically disclaims any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages or for any loss (including, without limitation, loss of data, interruption to business, loss of profits and loss of investments) arising out of or in any way connected with the access to, reliance on, or use of this calculator.
Rate applies for new loans when you borrow up to 60% of the property value with a principal and interest repayment variable rate loan. Subject to change without notice.
The comparison rates are based on a loan for $150,000 and a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.