How do I activate my card?

You can activate your new or replacement credit or debit card in Macquarie Online Banking or the Macquarie Mobile Banking app. You need to activate your card within 13 months of receiving it.

As soon as your card is activated, you can start using the physical card to make purchases.

To activate your card in Macquarie Online Banking:

  1. Hover over your account in the account list
  2. Select I want to
  3. Select Manage Card in the menu drop-down
  4. Select Activate Card
  5. Enter the CVV from the back of your card
  6. Select Activate
  7. Enter the SMS safe code that’s been sent to your mobile. If you’ve registered Macquarie Authenticator, you’ll be asked to verify from that device.
  8. Enter your PIN (or skip this step if you’d prefer to set it later)

To activate your card in the Macquarie Mobile Banking app:

  1. Select the account from the account list
  2. Select the I want to button
  3. Select Manage Card in the menu
  4. Select Activate Card
  5. Enter CVV from the back of your card
  6. Select Activate
  7. Enter the SMS safe code that’s been sent to your mobile. If you’ve registered Macquarie Authenticator, you will be asked to verify from that device.
  8. Enter your PIN (or skip this step if you’d prefer to set it later).

Why can't I activate my card?

If you have trouble activating your card, please ensure your personal details are up to date including your mobile phone number, and ensure you are using the latest version of the Macquarie Mobile Banking app.

How do secondary cardholders activate their cards?

For credit cards, the primary cardholder must activate their card before the secondary cardholder can activate their card. Secondary cardholders should follow the same process to activate their card.

How do I add a new card to my digital wallet?

To add your new card to your digital wallet please refer to Apple Pay setup and cards or Google Pay setup and cards.

If you’ve been issued with a replacement card due to damage or expiry, your card will be automatically updated in Apple Pay or Google Pay so that you can make purchases before receiving your new physical card.

Start a live chat

Log in to Macquarie Online Banking or the Macquarie Mobile Banking app and chat with a consultant in real time, Monday to Friday, 9am to 5pm Sydney time (excluding public holidays).

Experiencing financial difficulty?

Please get in touch as soon as possible so we can work together to find the right solution for you.

Resolve a complaint

Everyone at Macquarie is committed to providing our clients with the highest standard of products and services available. If you have feedback we would like you to tell us about it.