Statements and Reporting Schedule
 

Statement type
ProductTarget date

PAYG payment summaries for pension accounts

Pension

July 2025

IDPS annual statements and audit reports

IDPS

By 31 July 2025

Personal contribution summaries

Super

End of July 2025

Tax reports

IDPS

In tranches from end of July to November 2025

Super and Pension annual statements

Super and Pension

In tranches from mid to late September to December 2025

ATO Annual Investment Income Report (AIIR)

Please refer to the ATO website for more information.

IDPS

31 October to end of December 2025

 

 

For more information please visit Reports and statements.

Finding a financial adviser

We strongly recommend having a financial adviser linked to your Wrap account.

They can help you manage your account and achieve your financial goals. If you already have an adviser, we encourage you to link them to your wrap account.

EOFY tasks

View all key tasks for June.

Important notes

Add a reminder

You can add a calendar reminder to help you keep track of the cut-off dates for EOFY related tasks.  

Wherever possible, use digital methods to action requests or payments.

Please use email to avoid any possible delays with postal delivery.

Submit paperwork as early as possible and ensure it’s completed correctly before emailing it to us.

  • If you can submit paperwork before the provided cut-off dates, there’ll be a higher chance that we can work with you to resolve any queries and/or confirm if any outstanding information is required before the final cut-off dates.
  • Please ensure that all forms and documents are fully completed and signed by the correct signatories to reduce the risk of any processing delays.

Remember

During the first two weeks of July, we’ll be calculating FY25/26 pension payments. If you have a term allocated pension, you won’t be able to make changes to it during this time.

You should check straight after our recalculation that the new pension amount is in line with your expectations, so you can change it before your next payment if necessary.

Wrap tasks

MonthTasks where action may be requiredWho it affects
June

Wrap pension indexation

After the mid-June pension run, you have until Monday 30 June 2025 to update your pension settings before the July 2025 pension recalculation.

Pension clients
July

Wrap pension recalculations

Also known as ‘the pension freeze’, in the first two weeks of July we recalculate pensions for the new financial year. You won't be able to make changes to your pension or withdraw money from your pension account during this time.

Pension clients

Cash tasks

MonthTasks where action may be requiredWho it affects
June

BPAY® deposits, future-dated transactions online, manual withdrawals, applications (online and paper), additional deposits and online withdrawals have their own cut-off times and dates throughout June.

CMA and Accelerator clients
June

Term deposits

Please note 31 days’ notice provisions apply to any changes prior to agreed maturity. Applications, additional deposits (on maturity), withdrawals (on maturity) and rollover instructions all have their own cut-off times and dates throughout June.

Term deposit clients
DateWhat we need from your clientNeed help?

Monday 2 June

Download a calendar reminder
Amend/create a recurring debit

  • Cut-off is based on general processing times between external financial institutions and the time we expect to receive funds.
  • Electronic transfers can take up to four days and we won’t be responsible for delays in receiving monies from external institutions.

    You can view these Help Centre articles for more information: 

    Monday 2 June

    Download a calendar reminder

    Submit a re-contribution form

       

      Wednesday 4 June to Monday 16 June

      Download a calendar reminder

      Pension applications

      • Wednesday 4 June if the first payment is to be received before Monday 30 June.
      • Monday 16 June if the first payment is to be received after Monday 30 June.

         

        Friday 6 June

        Download a calendar reminder

        Amend a previous contribution

        You can view this Help Centre article for more information: 

          DateWhat we need from your clientNeed help?

          Thursday 12 June

          Download a calendar reminder

          Transfers (in and out) for internal asset transfers, equities and managed funds
           

          Thursday 12 June

          Download a calendar reminder

          Switches, transfers and closures for separately managed accounts

          For switches and transfers 

          • Full or partial switch from pension to super, full product switch (super to pension) and consolidator conversion. 

          For closures

          • All assets must be sold down and settled into cash. 

          • there must not be any outstanding or upcoming distributions, suspended assets or corporate actions.

            You can view these Help Centre articles for more information: 

            DateWhat we need from your clientNeed help?

            Monday 16 June

            Download a calendar reminder

            Action a product switch

            • Full or partial switch from pension to super, full product switch (super to pension) and consolidator conversion.

              You can view these Help Centre articles for more information: 

              Monday 16 June

              Download a calendar reminder

              Change of service notification

              • Use this tool to convert services where you are moving into a different eligible Macquarie product type. 

               

                Monday 16 June

                Download a calendar reminder

                Close an account

                • All assets must be sold down and settled into cash. 

                • There must not be any outstanding or upcoming distributions, suspended assets or corporate actions. 

                  You can view this Help Centre article for more information: 

                    DateWhat we need from your clientNeed help?

                    Tuesday 24 June

                    Download a calendar reminder

                    Ad hoc direct debit requests
                    • Cut-off is based on general processing times between financial institutions and the expected receipt of funds by Macquarie.  

                    • Electronic transfers can take up to four days.  

                      View these pages for more information: 

                        Tuesday 24 June

                        Download a calendar reminder

                        Deposits and contributions (EFT and BPAY)
                        • Dates are based on the receipt of funds, not the submission of the funds transfer from your participating bank. 

                        • Electronic transfers can take up to four days.

                        Cut-off is based on the receipt of funds from external institutions.  

                          View these pages for more information: 

                            Wednesday 25 June

                            Download a calendar reminder

                            Manual withdrawals
                            • The cut-off is for manually processed items only. 

                            • Any online transactions will be processed on the same day (similar to electronic banking cut-offs).

                              View these pages for more information: 

                                Wednesday 25 June

                                Download a calendar reminder

                                Contribution splitting
                                • Cut-off applies to contribution splitting requests completed for FY23/24. 

                                View these pages for more information: 

                                Thursday 26 June

                                Download a calendar reminder

                                Deduction notices
                                • Dates apply to complete requests for personal contributions made in FY23/24.   

                                We recommend visiting the 'personal contribution summaries' section of the EOFY Hub for additional information.

                                    Tips and FAQs
                                     

                                    How can I avoid processing delays for EOFY? 

                                    Check your available cash
                                    • Before submitting a withdrawal or rollover request, check your available cash to avoid any processing delays.
                                    Ensure sufficient cash is available in your pension account
                                    • This is to make sure pension payments can be made in June to satisfy any minimum pension requirements for FY24/25.
                                    Check your direct deposit facility
                                    • To ensure we can receive and process contributions that are paid by funds transfer, please check your direct deposit facility. If you intend to make a contribution via EFT to your super account, it’s important the direct deposit facility is set up with the correct contribution type. You can change the contribution type by calling us on 1800 025 063, 9am to 5pm (Sydney time) Monday to Friday.
                                    If you have an investment account, ensure your account is ready for tax reporting
                                    • Please check you’ve supplied correct cost base information where assets are being transferred in via in-specie transfer, to ensure your account is ready for tax reporting. Incorrect or incomplete cost base information can impact the accuracy of reporting. Check you can supply all relevant cost base information for assets transferred into your Wrap account.
                                    Submit paperwork as early as possible
                                    • If you’re able to submit paperwork before the provided cut-off dates, there’ll be a higher chance that we can work with you to resolve any queries and/or confirm if any outstanding information is required before the final cut-off dates.
                                    Check that you’ve completed paperwork correctly
                                    • Please ensure that all forms and documents are fully completed and signed by the correct signatories to reduce the risk of any processing delays.
                                    How do I open a Macquarie Wrap account?Read the article
                                    How do I access my statements?Read the article
                                    How do I make a payment or withdrawal?Read the article
                                    How do I make a contribution or deposit online or through cheque?Read the article
                                    How do I find my cash holdings?Read the article
                                    How do I close my account?Read the article
                                    What are the typical payment cut offs and processing times?Read the article

                                    Useful links

                                    Additional information

                                    This information has been prepared by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. Before making any financial investment decision to acquire or continue to hold a product mentioned on this page, consider the Product Disclosure Statement or relevant offer document and terms and conditions relating to that product and seek independent financial, legal and taxation advice to decide if our products are right for you.

                                    The Macquarie Wrap, Macquarie Vision and Premium Portfolio Service products referred to on this page are issued by Macquarie Investment Management Limited ABN 66 002 867 003 AFSL 237 492 RSEL L0001281 (MIML) and Macquarie Wrap Cash Management Accounts are issued by MBL. The applicable offer documents are available on our product information page. Target Market Determinations for Macquarie issued products are available at macquarie.com.au/TMD under ‘Wealth products’. 

                                    Funds invested on your behalf by MIML are not deposits with or other liabilities of MBL or any other entity of the Macquarie Group and are subject to investment risk, including possible delays in repayment and loss of income and capital invested. None of MBL, MIML, or any other member of the Macquarie Group guarantees any particular rate of return or the performance of the investments, nor do they guarantee the repayment of capital.