Make a payment with Google Pay

  1. Add your eligible card on your compatible Android device
  2. At checkout, press the power button to wake up your phone and unlock your device
  3. Make sure that NFC is enabled
  4. Hold the back of your device over the contactless terminal
  5. Wait for your phone to beep or vibrate and you’ll receive a confirmation on screen.

You may need to enter your PIN or sign a receipt for transactions over $100.

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How to pay in stores with Google Pay

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Same spending limits apply

Spending limits are the same for Google Pay as the contactless payment limits on your physical cards. 
 
Please read the terms and conditions for your debit card for more information.

See Google Pay transactions

Google Pay shows recent Macquarie credit and debit card purchases you've made with Google Pay on your device, but it won't display all your purchase details. For a complete view of all your card transactions please log in to Macquarie Online Banking or the Macquarie Mobile Banking app.

Make a return on a Google Pay purchase

You can return items purchased using your card in Google Pay by providing the merchant with the last four digits of your Virtual Account Number instead of your plastic card number.

To access your Virtual Account Number:

  1. Open the Google Pay App
  2. Tap the card you used to purchase the goods you would like to return
  3. Scroll down to your card details.

In Google Pay, select the card you used to make the purchase and hold your device near the contactless terminal at the merchant once the return has been keyed in by the shopkeeper. 
 
It may take several days for a refund to appear on your card statement. 
 
Please remember to keep the original receipt you received from the merchant at the time of purchase as the Google Pay receipt is not an official proof of purchase.

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Log in to Macquarie Online Banking or the Macquarie Mobile Banking app and chat with a consultant in real time, Monday to Friday, 9am to 5pm Sydney time (excluding public holidays).

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Unless stated otherwise, this information is provided by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Finance is subject to our credit approval criteria. Terms and conditions apply and may change without notice.

Apple Pay, the Apple logo & iPhone are trademarks of Apple Inc, registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android Pay, the Android Logo and Google Play are trademarks of Google Inc. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.

Other than MBL, none of the Macquarie Group entities referred to are authorised deposit-taking institutions for the purposes of the Banking Act 1959 (Cth), unless noted otherwise. Their obligations do not represent deposits or other liabilities of MBL. Unless otherwise stated, MBL does not guarantee or otherwise provide assurance in respect of the obligations of that entity.

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