Security levels

There are two different levels of security that all Macquarie electronic banking customers can choose from. To select or to update which level of security you’d like to hold for your Macquarie account/s simply go to the settings option in online banking or on the Macquarie Mobile Banking app.

The two levels of security are:

Enhanced level

With enhanced security, you’ll need multi-factor authentication for: 

  • Log ins to browsers on devices you have not accessed Macquarie Online Banking from before 
  • Sensitive account detail changes 
  • Certain financial transactions.

Ultimate level

This is the highest level of security. With ultimate security you’ll need multi-factor authentication for: 

  • Log ins to all browsers 
  • Sensitive account detail changes 
  • All financial transactions via Macquarie Online Banking and Macquarie Mobile Banking app
  • Online card purchases through a 3DS enabled merchant.

With Ultimate security you can also:

  • View the location of successful and unsuccessful logins 
  • Monitor the location of certain account activity such as browser trusting and connected devices.

Security enhancements June 2022

In June 2022 we updated all Macquarie electronic banking customers from the Standard level (no longer available) to the Enhanced level of security. 
 
If you have been updated from the Standard to the Enhanced level, you may need to complete multi-factor authentication when logging in from a new browser.

How to check your level of security

To select or to update which level of security you’d like for your Macquarie account/s simply go to the settings option in online banking or on the Macquarie Mobile Banking app. 
 

Macquarie Online Banking

  1. Select the settings  icon from the side menu, or first click on the menu icon  in top left-hand corner to display the side menu 
  2. Select Security settings
  3. Select Security step-up.

Macquarie Mobile Banking app

  1. Select the menu icon in the icon bar from the bottom right corner 
  2. Select Security
  3. Select Steps you have taken towards secure banking
  4. Select Security step-up. 

Start a live chat

Log in to Macquarie Online Banking or the Macquarie Mobile Banking app and chat with a consultant in real time, Monday to Friday, 9am to 5pm Sydney time (excluding public holidays).

Experiencing financial difficulty?

Please get in touch as soon as possible so we can work together to find the right solution for you.

Resolve a complaint

Everyone at Macquarie is committed to providing our clients with the highest standard of products and services available. If you have feedback we would like you to tell us about it.