Macquarie Savings Account

A savings account all about savings.

5.50
% p.a.

Variable welcome rate for 4 months on balances up to $250k~

macquarie customers

Macquarie Authenticator

Security that moves with you

The multi-factor authentication app for switched-on Australians, designed to maximise your security while providing a beautiful banking experience.

Macquarie home loans

Welcome to the home of good borrowers


With great rates, fast turnaround times, and flexible loan options - there’s good reason to choose the home of good borrowers.

Young boy on a tyre wing as his aunt

Explore Macquarie

High interest savings

Earn a great welcome rate for 4 months on your first account, then rollover onto our 5.00% p.a. variable ongoing rate on balances up to $1m.

Private Bank

Personalised service and expertise to help you make the most of global investments and strategic banking opportunities.

Great home loans for good borrowers

You could benefit from a more rewarding home loan. Enjoy great rates, low fees and flexible ways to repay faster.

Business banking

We provide lending, accounts and payment solutions for businesses within certain industries, as well as a high interest savings account for small-to-medium businesses.

Help and support

Got a question on a Macquarie banking or financial services product?

Here you'll find FAQs to help you manage your Macquarie accounts.

Visit Help Centre

Everyone at Macquarie is committed to providing our clients with the highest standard of products and services available. If you have a complaint we would like you to tell us about it.

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Where you feel you may not be able to meet your regular repayments or some other financial obligation, please contact us to see how we can work together towards a solution for you.

Get financial assistance

Macquarie Bank Limited subscribes to the Banking Code of Practice, an industry code of conduct developed by the Australian Banking Association, which sets standards of good conduct for banks, their staff and their representatives.

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Additional information

Unless stated otherwise, this information is provided by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. Before making any financial investment decision or a decision about whether to acquire a product mentioned on this page, a person should obtain and review the terms and conditions relating to that product and also seek independent financial, legal and taxation advice.

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Our Welcome rate offer is only available on your first savings account, on balances up to $250,000.00. The welcome rate is variable at the time you apply for four months. After the expiry of your Welcome rate and on additional savings accounts, our stepped variable rates apply based on your balance.​

Macquarie Private Bank is a division of Macquarie Bank Limited, and its services are available to selected clients only at Macquarie’s discretion.

Home loan information and interest rates are current as at 15 October 2024 for new loans only and are subject to change.