How do I borrow more money on my home loan?

The application process for borrowing more money on your home loan will depend on the type of loan you have with us.

For home loans with a BSB starting 182, if you’re looking to apply to borrow more money or access the equity in your property, please contact your broker. 

If your broker is unable to assist or if you are applying directly with Macquarie, please get in touch with a Macquarie consultant using live chat.  

You’ll need to have the following details available:

  • income for all parties on the loan
  • assets and liabilities
  • living expenses.

For home loans with a BSB starting 183, if you’re looking to borrow more money or access the equity in your property, you’ll need to apply for a new home loan facility.

Your new facility will have additional features, such as offering more offset accounts with a debit Mastercard (if applicable) and instant funds transfers between Macquarie bank accounts.

To apply, please contact your broker or get in touch with a Macquarie consultant using live chat.

Please note: 

  • all applications are subject to a credit review and approval
  • requests to borrow more are not possible if you are currently living outside of Australia.

What will my repayments be after I borrow more money on my home loan?

To calculate what your repayments are estimated to be after you’ve increased the principal on your home loan, you can use our repayments calculator

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Log in to Macquarie Online Banking or the Macquarie Mobile Banking app and chat with a consultant in real time, Monday to Friday, 9am to 5pm Sydney time (excluding public holidays).

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