Customise your Insights page

What you can see

The Insights page can assist you in managing your finances by giving you a better view of your financial position.

In the Macquarie Mobile Banking app you can see your:

Net wealth
Spending trends
Monthly budget tracking

In Macquarie Online Banking you can also see your:

Net wealth
Recent transactions
Upcoming scheduled payments
Monthly budget tracking
Cash flow
Spending categories
Investment asset allocation
Investment balance history.

Add, remove or move widgets on your Insights page

To customise information widgets displayed on your Insights page:

Login to Macquarie Online Banking
Select Insights from the side menu, or first click on the menu icon in the top left-hand corner to display the side menu
Select Customise on the top right-hand side of the page
The page can now be customised
- To move a widget, hover over the widget, select and hold the arrow icon and drag the widget to the desired position
- To hide a widget, hover over the widget then select the trash can icon
- To add a widget, hover over the plus icon at the bottom of the screen, select and hold the widget you want to add back to your dashboard and drag it into the desired position.
Select Save.

Add, update or remove external assets and liabilities

You can add, update and delete external assets and liabilities to get a more complete view of your financial position in Macquarie Online Banking.

To add external assets and liabilities:

Login to Macquarie Online Banking
Select Insights from the side menu, or first click on the menu icon in the top left-hand corner to display the side menu
Navigate to Your total net wealth widget
Select External net wealth
Select Add new item
Select the Type, enter the Name or Address of the asset or liability, and enter the Value or Balance
Select Save.

To update external assets and liabilities:

Login to Macquarie Online Banking
Select Insights from the side menu, or first click on the menu icon in the top left-hand corner to display the side menu
Navigate to Your total net wealth widget
Select External net wealth
Select the row you want to amend
Enter the Name or Address of the asset or liability, and enter the Value or Balance
Select the Tick icon to save or select the Cross icon to cancel any changes.

To remove external assets and liabilities:

Select Insights from the side menu, or first click on the menu icon in the top left-hand corner to display the side menu
Navigate to Your total net wealth widget
Select External net wealth
Hover your mouse over the row you want to delete and a Bin icon will appear
Click on the Bin icon
Select OK to confirm the deletion or select Cancel.

View your portfolio valuation

If you have a Macquarie Wrap or Macquarie Vision account, you can view your portfolio valuation in Macquarie Online Banking:

Login to Macquarie Online Banking
Hover over your Macquarie Wrap or Vision account in the account list
Select I want to
Select View portfolio valuation.

Cash flow and cash flow predictions

The cash flow feature offers a comprehensive monthly analysis your spending patterns, as well as the ability to forecast your future cash flow, empowering you make more informed financial decisions.

What do we base our predictions upon?

Your transactional data, over the period of last 24 months, for all selected eligible accounts.

What makes an account eligible?

The account must have at least 12 months of transactional data. This does not have to be consecutive, but we require at least 12 months with one transaction for the account to be eligible for predictions

How do we calculate our predictions?

We use Machine Learning models to predict the cash flow. This feature is developed primarily using BigQuery Machine Learning. The data is aggregated at a monthly level, pre-processed to remove outlier values, and then fed to the ML model. This will predict the future cash flow which then gets stored in the BigQuery table and sent to online and mobile banking for you to see.