Merge home loan splits

Your client can request to merge multiple loan splits within their home loan facility. 

To be eligible for a merge: 

  • each home loan account needs to be on a variable interest rate, and
  • the following attributes need to match:
    • loan purpose (e.g. owner occupied, investment or personal use)
    • repayment types (e.g. principal and interest or interest only)
    • for interest only splits, the term (e.g. 1 year) and expiry dates.

How to commence a merge

To complete these changes and merge the loan splits, your client will need to contact our team using live chat in Macquarie Online Banking or Macquarie Mobile Banking app.

To prepare your client, our Personal Help Centre article provides further detail, including important information to be aware of when merging loan splits.

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Unless stated otherwise, this information is provided by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 (MBL) and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you. Finance is subject to our credit approval criteria. Terms and conditions apply and may change without notice.

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