Input search
Search service error
Your integrated cash management solution
Connect cash management, high interest savings and term deposits
We're with Macquarie
Client benefits of a cash ecosystem
With the award-winning Macquarie Cash Management Account (CMA) at the centre of your cash ecosystem, you and your adviser have complete visibility over your cash flow to help bridge the gap between advice and implementation, helping you to receive higher returns.
You'll have access to insights and expertise from a global investment leader with more than 50 years of unbroken profitability
Features and benefits of our cash ecosystem
Competitive rates
Cash management account
Cash management accelerator account
Your connected cash hub
Macquarie’s CMA becomes the centre of your wealth ecosystem, connecting seamlessly to other platforms, including Macquarie’s term deposits and high interest Accelerator account, enabling your adviser to deliver on your different cash needs.
Seamless integration
Seamlessly connects with your adviser’s business for transaction tracking, reporting and visibility of balances, so your adviser has the information they need to make the right recommendations.
Instant visibility
With Macquarie’s award-winning mobile banking app**, you’ll have instant visibility of your cash management account and your other connected Macquarie accounts, including our high-interest Accelerator account, your term deposits, and Macquarie transaction or lending accounts.
A solution purpose built for you and your adviser
With efficiencies like easy online applications and reporting, plus secure adviser-initiated payments with your permission, your adviser can spend less time on your account admin and more time working with you to grow your wealth.
Your cash ecosystem starts here...
Cash Management Account
An award-winning central cash hub that forms the heart of your wealth ecosystem. Competitive rates, no account keeping fees and easy account opening for your adviser.
Cash Management Accelerator Account
Designed to earn higher interest on your savings. Integrates directly with your cash hub, the Macquarie Cash Management Account.
Term deposits
Enjoy flexibility when managing investments, with a simple and secure term deposit account that will sit within your wealth ecosystem.
for 3 months
for 1 year
Why cash flow matters
Cash flow management is an essential building block for a strong financial foundation. Understand why cash flow management is increasingly important for growing wealth and reaching lifestyle goals.
Your cash flow planning tool
Understand your cash flow position and whether your money is going towards liabilities and expenses, or wealth-building assets.
Additional information
Source: Macquarie Bank Limited data, ATO Self-managed Super Fund Statistical Report.
Award from 2016 to 2021, 2023.
Our digital banking platforms have been awarded Money Magazine’s Bank of the Year 2023/2024.
This information has been prepared by Macquarie Bank Limited AFSL and Australian Credit Licence 237502 and does not take into account your objectives, financial situation or needs. Before making any financial investment decision or a decision about whether to acquire a product mentioned on this page, a person should obtain and review the terms and conditions and/or relevant offer document relating to that product and also seek independent financial, legal and taxation advice. T&Cs apply.
Macquarie Cash Management Accounts, Cash Management Accelerator Accounts and term deposits are issued by Macquarie Bank Limited. Consider the relevant offer documents available on the Macquarie website in deciding whether to acquire or continue to hold any of the products referred to on this page.
Target Market Determinations are available at our Design and Distribution hub.
Macquarie Online Trading is a service provided by Third Party Platform Pty Ltd (TPP) ABN 74 121 227 905 AFSL 314341, at the request of MBL. TPP is a Participant of the ASX and Cboe Australia. Neither TPP nor MBL are representatives of each other. Some of the fees paid to TPP for the provision of its services will be remitted to MBL. TPP and MBL do not provide personal financial advice in relation to Macquarie Online Trading.
Prior to 1 December 2020, we may have paid commissions where your Cash Account was set up by a Financial Services Professional prior to 1 July 2014. By law, we are required to cease the payment of such commission from 1 January 2021 onwards. Macquarie has voluntarily chosen to end these arrangements early and from 1 December 2020, we will rebate the benefit of these commissions to Cash Accounts through the interest rate applicable on the Cash Account.