Withdraw/deposit cash at an ATM

Service availability %N/A
Significant outages due to problems at Macquarie Bank 
N/A
Significant outages due to problems at system-wide infrastructure or natural disasters 
N/A

NB: Macquarie Bank does not have the minimum number of ATMs to report on this category

Transact over-the-counter in a branch

Service availability %N/A
Significant outages due to problems at Macquarie Bank 
N/A
Significant outages due to problems at system-wide infrastructure or natural disasters 
N/A

NB: Macquarie Bank does not have the minimum number of branches to report on this category

Make card payments (cardholders)

Service availability %100%
Significant outages due to problems at Macquarie Bank 0:00
(in hours:minutes)
Significant outages due to problems at system-wide infrastructure or natural disasters 0:00
(in hours:minutes)

Accept card payments (businesses)

Service availability %100%
Significant outages due to problems at Macquarie Bank 
0:00
(in hours:minutes)
Significant outages due to problems at system-wide infrastructure or natural disasters 
0:00
(in hours:minutes)

Access accounts using online banking (web browser or mobile device app)

Service availability %99.59%
Significant outages due to problems at Macquarie Bank 
9:02
(in hours:minutes)
Significant outages due to problems at system-wide infrastructure or natural disasters 
0:00
(in hours:minutes)

Make/receive account transfers – fast payments

Service availability %99.84%
Significant outages due to problems at Macquarie Bank 
3:35
(in hours:minutes)
Significant outages due to problems at system-wide infrastructure or natural disasters 
0:00
(in hours:minutes)

Make/receive account transfers – next business day

Service availability %100%
Significant outages due to problems at Macquarie Bank 
0:00
(in hours:minutes)
Significant outages due to problems at system-wide infrastructure or natural disasters 
0:00
(in hours:minutes)

Description of services and metrics

Service availability %The actual amount of time that the service is not experiencing a significant outage, as a proportion of the amount of time during which the service was planned to be available in the quarter. Planned available time excludes planned outages (e.g. for system maintenance). 
Significant outageUnplanned unavailability of a service that meets minimum thresholds for duration and the proportion of customers affected. 
System-wide infrastructuresIncludes payment systems provided by the RBA, card schemes and other central payment system infrastructure; electricity network; and provider of telecommunications network links to Macquarie Bank’s operating or data centres.
Withdrawal/deposit cash at ATMAbility to withdraw or deposit cash, and check account balance, at a Macquarie Bank-branded ATM. Excludes issues relating to the cardholder’s card.
Transact over-the-counter at a branchAbility to withdraw or deposit cash, or initiate account transfers or make bill payments over-the-counter in a branch. Excludes the ability to draw and deposit cheques. Excludes Bank@Post outlets. 
Make card payments (cardholders)Ability to use a Macquarie Bank-branded debit, prepaid or credit card to make a payment either in-store, on a mobile device (e.g. through an app) or online. Outages exclude problems with the business’ payments acceptance device or payments provider, or a customer’s mobile device. 
Accept card payments (businesses)Ability of businesses using the payment services of Macquarie Bank to accept card payments, either at point-of-sale or online/in-app. Outages exclude problems with the cardholder’s bank or payment acceptance devices that are not provided by Macquarie Bank. 
Access accounts using online banking (web browser or mobile device app)Ability to log in, transfer between own accounts at Macquarie Bank, initiate payments and/or view accurate and up to date account information. Excludes the ability to process payments, which is covered in ‘make/receive account transfers - fast payments’ and ‘make/receive account transfers - the next business day’. 
Make/receive account transfers - fast paymentsAbility of Macquarie Bank to process fast bank account transfers. This includes account-to-account transfers (Pay Anyone) to a PayID, and other one-off or scheduled payments (for example, direct debits and payroll payments by businesses) made through NPP/Osko. Outages exclude the inability for customers to initiate transfers due to unavailability of web or app banking channels, or a branch. 
Make/receive account transfers - next business dayAbility of Macquarie Bank to process bank account transfers, with funds becoming available to the recipient on the next business day or later. Includes account-toaccount transfers (Pay Anyone) and scheduled payments (for example, direct debits, and payroll payments by businesses) not made as fast payments through NPP/Osko, and BPAY payments. Outages exclude the inability to initiate payments due to unavailability of web or app banking channels, or a branch. 

Previous quarter availabilities

QuarterLink
Q2 2024Download PDF
Q1 2024Download PDF
Q4 2023Download PDF
Q3 2023Download PDF
Q2 2023Download PDF
Q1 2023Download PDF
Q4 2022Download PDF
Q3 2022Download PDF
Q2 2022Download PDF
Q1 2022Download PDF
Q4 2021Download PDF
Q3 2021Download PDF

Additional information

*For detailed information on the compilation of the disclosure data, see the RBA website