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The borrower(s) (‘you’, ‘your’) authorise and request the Lender (‘us’, ‘our’, ‘we’) to debit your account described on the previous page with any amounts that become due by you to Perpetual Limited (User ID No. 024001) in relation to your loan account through the bulk electronic repayment system. By signing the Direct Debit Request (DDR) you acknowledge you have read and agree to these terms.

  1. The DDR will be used to debit amounts due by you under your loan contract with us.
  2. If a payment falls due on a non-business day, the amount will be debited on the next business day. If you are uncertain when a debit will be processed to your account, you should contact us.
  3. The purpose for which the DDR is used will not be changed without giving you at least 30 days’ notice.
  4. All information relating to you and your nominated account will be kept confidential subject to any consents you have granted. We may disclose information for the purpose of resolving any disputed payment or claim.
  5. You may cancel the DDR by contacting us on 02 8550 5666. You may also contact your financial institution.
  6. You may request a stop, deferment or alteration to any individual debit or payments under the DDR by contacting us at least three business days prior to the payment due date. You may also contact your financial institution.
  7. If you consider that a debit has been incorrectly made, you should contact us or your financial institution. We will determine whether the debit was correct, and if not, arrange for an adjustment. Claims may also be directed to your financial institution.
  8. You must ensure there are sufficient clear funds available in the nominated account to meet each debit on its due date. You must advise us if the account nominated by you to receive the DDR is transferred or closed.
  9. We will hold, use and disclose any information (including your account details) in your DDR in accordance with our Privacy Policy, available at https://www.macquarie.com.au/privacy-and-cookies.html.
  10. If a payment is dishonoured, you may be charged fees by your financial institution, you may incur fees under your contract with us, and you may be in default under that contract.
  11. You agree that we may assign this authority to anybody who takes over the ownership or running of your account.