Trade with a margin loan on Adviser Online

There are a number of margin lenders available to use through our investment service. For more information about these lenders please see the list below.

• Colonial/CommSec Margin Lending
• NAB Margin Lending
• St. George Margin Lending
• Leveraged Equities Margin Lending.

You can find the investment limits for each asset in the Super & Pension Investment Menu. You can access the Investment Menu through Adviser Online.

1. Log in to Adviser Online
2. Click the Investment menu button on the right-hand side of Adviser Online home page
3. Select Super and Pension Investment Menu.

It can also be accessed via Super Investment Menu.

When a Macquarie Wrap or Macquarie Vision account is linked to a margin loan, you or your client will need to manage the balance of the cash settlement account and the margin loan. An exception applies to Macquarie Vision when linked to a Leveraged Equites loan. For more information, please see the subsection below. 

When a buy is placed on a Wrap account linked to a margin loan, you or your client will need to ensure that there are sufficient funds in the cash settlement account prior to the settlement date. This may mean manually transferring funds from the margin loan to the cash settlement account to fund the buy trade if necessary. 

When a sell is placed on a Wrap account linked to a margin loan, the trade will be executed and will settle as normal. The proceeds from the sale will be deposited into the Wrap cash account and the funds will remain in the Wrap cash account until moved by you or the client. The margin loan will be linked to the Wrap cash account as a nominated account to help enable this funds transfer. 

Please note that the funds held in the Wrap cash account don’t offset the margin loan, and the funds will need to be manually swept from the Wrap cash account to the margin lender to offset against the margin loan.

 When a Macquarie Vision account is linked to a Leveraged Equities margin loan, there is a process to drawdown the margin loan to fund any security buy trades. 

When a buy trade is placed on an account linked to a Leveraged Equities margin loan, a request for approval is sent to the margin lender requesting sufficient funds for settlement. The margin lender will review the trade and provide approval on the basis that the client has a sufficient balance to fund the trade and ensure that the stock has an acceptable impact on the Loan-to-Value Ratio (LVR).

If the trade is approved, the margin lender will initiate a drawdown on the margin loan and they’ll organise for funds to be deposited into the associated Macquarie Vision cash account. The buy trade will be settled using the newly deposited funds in the Macquarie Vision cash account.