Superannuation and retirement planning

Features and benefits

Superannuation is a government regulated investment strategy designed to provide for Australians financially upon their retirement. These are usually in the form of superannuation funds which are built up by a combination of compulsory and voluntary contributions from employers and individuals over their working lives and are preserved (locked away) for a very long time before they can be accessed with the exception of special circumstances.

On average, Australians are living longer than ever before. This means that saving to achieve personal income and lifestyle goals in retirement is becoming more important than ever and many are looking beyond their superannuation to meet their retirement needs.

Macquarie Private Wealth can help you put financial strategies in place now to help you achieve your desired lifestyle in retirement.

We work with you to decide what strategy is best suited for your circumstances based on your retirement goals, financial circumstances and your risk profile.

It’s also important that your investments are appropriately structured as this can have a significant impact on your overall investment strategy.

How does it work?

To maintain a lifestyle you have in mind for your retirement means helping you generate income and manage your wealth more effectively now. It also means planning ahead for your family’s future.

Macquarie Private Wealth's superannuation retirement planning service includes:

• A comprehensive review of your current financial circumstances and retirement goals
• A close one-on-one relationship with your adviser based on working towards your goals
• A strategic retirement plan that takes into account your current financial circumstances, your retirement timeframe and your individual goals
• Tailored investment strategies and access to appropriate investment opportunities for your needs
• A range of superannuation and pension solutions to meet your specific needs, including super funds and pension plans
• Experienced retirement planners with a comprehensive, up-to-date knowledge of superannuation rules and requirements.