Financial planning
Helping financial planners achieve outstanding performance
Overview
In tune with your business banking needs
In the competitive financial services market, performing is your top priority. Listening to you is ours. By appreciating your goals and applying our deep industry knowledge, we’re able to create specialist financial ideas and business banking support to help you achieve the performance you want.
We’ve spent more than 20 years listening and developing banking solutions that allow you to spend more time with clients, and less time on bank paperwork. Manage all your deposit and transaction accounts online, tap into your equity to fund future business growth, access the latest financial industry expertise and Macquarie’s vast networks.
The perfect arrangement — at each stage of your business lifecycle you’ll need different strategies, guidance and support – just like your clients.
Business lending — fund organic growth, practice acquisition or create personal wealth. We’ll lend against your physical business assets or the value locked within your business such as your cashflow and goodwill.
All your banking in one place — enjoy a single point of contact for your personal and business banking, including access to residential home and investment property lending with Macquarie Property Essentials.
Efficient deposit and transactional banking — save time and money, manage all your deposit accounts quickly and easily online and keep control of your cash flow.
A dedicated Macquarie Relationship Manager — your Relationship Manager will help you with financing requirements and structuring, identifying opportunities to enhance profitability and manage business risk and is your key contact for day-to-day personal and business banking needs
Insights — gain a competitive advantage with industry insights that support your business and your clients too.
Four steps to better business banking
- Meet your team. Your Macquarie Relationship Manager, experienced in the Financial Planning industry will invest the time to understand your business goals and objectives, what you require to achieve these and the challenges that lie ahead.
- Consider our solution. You will receive a detailed banking solution tailored to your business needs to assist you in achieving your goals and objectives.
- Integrate our solution. Your Relationship Manager together with the broader team of banking specialists will train your staff on-site to ensure you optimise the value from your Macquarie relationship.
- Ongoing support. Enjoy regular personal, phone and email contact with your Relationship Manager and the broader Macquarie team to respond to business or industry changes and day to day banking needs.
Speak to a business bank that listens. To find out more, call Macquarie.*
Read the Product Disclosure Statement dated 20 March 2013.
Funding
Shift gears and use your equity for growth
Are you ready to grow? You need a strong support crew at every stage of your business lifecycle.
Growth: Create a strong business foundation with funding for new staff, brand building or referral sources.
Expansion: Business or fee parcel acquisition, or a business merger, can take you even further so tap into our deal structuring expertise.
Consolidation: Ready to turn some of that business success into personal wealth? We’ll help you access your equity and invest it for your own future.
Succession: At a certain point, an exit strategy becomes essential. We’ll make sure you reap the full rewards of all your hard work.
If you need to borrow more than $500,000 for any of these purposes, we can structure a customised financing deal that is supported by a combination of your business assets (such as recurring income) and property assets.**
Free up your cash flow
Self licensed financial advisers can spread the cost of insurance premiums over the year with Macquarie Premium Funding. Roll all your business insurance, including professional indemnity and workers compensation, into one loan and use your cash for day-to-day operating expenses.
Why bank with Macquarie?
Tap into your equity for growth - we consider all of your business assets, including goodwill, as security for your business loan so you’re more likely to obtain the funding your business needs.
Smooth out your business cash flow - roll all your business insurance into one simple loan and add more policies as you need to without signing extra paperwork.
A dedicated team of specialists - your Relationship Manager understands your industry and invests the time to get to know your unique business needs. We can help you streamline your banking processes and optimally structure funding - so you can focus on what you do best with your clients.
“Macquarie Bank has worked with AXA to deliver innovative lending solutions for adviser businesses at all stages of their business lifecycle. Macquarie’s specialised lending team have a strong knowledge and understanding of financial advisor businesses, ensuring our practice principals receive quality service and assistance in a timely manner.”
Steve Davison, AXA Financial Planning
To find out more, call Macquarie.*
Deposit accounts
Peak performance from your cash reserves
As a financial planner, you need a wide range of secure deposit accounts with different access terms, and you need to be able to manage multiple accounts quickly and simply online. Our specialised deposit accounts for financial service businesses and online Active Banking system let you spend more time with your clients and less time reconciling bank statements.
- Cheque accounts, for easy access online or by phone, wherever and whenever you need to bank
- At Call and Term Deposit accounts, for a better rate of return on surplus cash
- Macquarie Express Guarantee, so you can save your cash flow for operational uses.
- Bank guarantee for premises rental bond
Why bank with Macquarie?
Easy access to records - view all your accounts online through Active Banking, so you can keep on top of your cash flow and respond quickly to client requests.
Competitive interest rates - make the most of your deposit funds with flexible interest rates based on your transaction needs.
Dedicated banking team - your Relationship Manager is a financial planning industry expert who is with you for the long term. You’ll have direct phone access to them and as they only work with a small portfolio of clients you can expect them to take the time to become a true partner in your business.
To find out more, call Macquarie.
Read the Product Disclosure Statement dated 20 March 2013.
Transactional accounts
We’ll keep you ahead of the pack
We understand that the attention you give to your clients is what sets you apart. So we’ve made sure our transaction accounts are easy to manage online, with everything you need in one place. Fast, efficient banking, with greater control, means you can spend more time on your business and less time on your banking.
Our state-of-the-art online banking allows you to manage your accounts easily and securely from any location, with the ability to make streamlined multiple payments and set up different access levels for authorisation.
Why bank with Macquarie?
Manage your accounts - you can easily and securely manage your accounts when and where it’s convenient for you, with a range of enhanced features such as Electronic Funds Transfer (EFT), group payments such as regular salary payments via file upload, future dated single payments, recurring payments and BPAY®.
Easy access to records - you can access online statements as far back as the account opening date in an easy to read, audit compliant format.
Greater security and control - set up users with different access levels and specify how many people are required to authorise transactions.
Safe, reliable merchant services - offer your clients the convenient payment alternatives of credit card, charge card or debit card with Macquarie merchant services using a physical wireless merchant terminal or online merchant service.
Dedicated banking team - your Relationship Manager is a financial planning industry expert who is with you for the long term. You’ll have direct phone access to them, and as they only work with a small portfolio of clients you can expect them to take the time to become a true partner in your business.
To find out more, call Macquarie.
Read the Product Disclosure Statement dated 20 March 2013.
Networks
Break away from the pack
Macquarie is heavily invested and committed to the financial planning industry with a strong focus on continued innovation. Your Macquarie Relationship Manager will assist you to leverage the comprehensive range of market leading adviser tools, client solutions, technical support and economic research, providing tangible benefits to your business that you can use to add value to your clients.
To find out more, call Macquarie.