Accounting

Our innovative approach to cashflow lending, means we can structure a tailored finance solution to help you transition to the next stage of your business lifecycle.   We work with sole accounting practitioners through to large corporate accounting firms, assisting them with:

• the acquisition of entire practices or fee bases
• using equity within the practice to undertake 100 per cent debt-funded property acquisitions
• funding the succession of incoming/outgoing partners
• debt restructuring to remove partners’ properties that are being used as security
• cashflow funding options for your business insurance premiums
• security and cash-backed bank guarantees.

Through our online banking system it is easy to manage all of your business accounts securely from any location. We offer:

• Electronic Funds Transfer (EFT), salary payments by file upload, group payments, future-dated single payments, recurring payments and BPAY^{® ^} payments.
• online statements in an easy-to-read, audit compliant  format
•  tailored access and authorisation levels to suit your needs
• convenient client payment alternatives of credit card, charge card or debit card with Macquarie merchant services using a physical wireless merchant terminal or online merchant service.
  

Our range of deposit accounts offer varying access levels depending on the requirements of your accounting business. You can access your accounts through our online Active Banking system which streamlines your processes and gives you more time with your clients and less time reconciling bank statements. We offer:

• trust accounts for holding clients’ funds
• multiple investment accounts
• at-call and term deposit accounts offering competitive rates for surplus cash.

Having access to the latest technology and equipment without tying up your cashflow is essential to running an efficient accounting business. Macquarie Equipment Rentals can help ensure you have all you need for your day-to-day operations without having to worry about the risk of obsolescence and the impact of a major purchase on your cashflow. Macquarie Equipment Rentals is ideal when you need to upgrade your:

• desktops and monitors
• laptops
• servers, photocopiers and printers
• telephony and network communications
• audio-visual equipment.
  

We can help your accounting business purchase the essential equipment it needs to grow and prosper. We specialise in finance for professional and small-medium business purchasing:

• motor cars
• commercial vehicles
• computers and office equipment (new only).

The Macquarie Cash Management Account (Macquarie CMA) is a fully featured cash hub with all the tools you need to effectively track your client’s cashflow and increase your business efficiency. The Macquarie CMA is the cash hub of choice for one in every four SMSFs.

The Macquarie CMA offers:

• A competitive interest rate
• No ongoing fees
• Integration with accounting software, reducing the time spent on administration
• Access to 10 years of historical statements
• Audit reports at your fingertips
• Electronic payments to the ATO
• Detailed transaction descriptions
• Easy account opening
• Personalised service

Macquarie has been helping Australians buy homes and investment properties for more than 20 years. Our broad experience in financial services means we understand the needs and concerns of your clients when they are buying a property, whether it is for their own home or an investment property. Our loan options include:

• SMSF property loan

Our SMSF Property Loan gives your SMSF clients the flexibility to borrow in order to purchase or refinance residential investment property, giving direct access to real property assets.

With the Macquarie SMSF Property Loan your clients can:

• access loan amounts from $150,000 (location restrictions apply)
• borrow a maximum of 80 per cent of the property value
• select principal and interest and interest only options
• select fixed rate options (one to five years)
• make additional payments through the SMSF

• A basic loan with no management fees
• Line of Credit loans with investor-friendly features
• A transactional home loan with 100% offset.

We constantly strive to provide our clients with a level of service and value unparalleled in the marketplace. As part of that commitment we have a range of products and offers that are unique when financing the essential motor vehicles, plant and equipment needed to grow a business.

Macquarie Leasing can provide your clients with:

• tailored finance solutions to suit their needs
• funding for motor vehicles as well as plant and equipment
• a comprehensive range of insurance options
• access to our vehicle sourcing service, providing your clients with competitive pricing on vehicles.

You can either become accredited to write this business yourself or outsource the asset finance needs for your clients to our specialist referral team. 

Through our specialist business lending your SME clients can access tailored financial solutions to help them transition to the next stage of their business lifecycle. We offer lending solutions to help with:

• business acquisitions
• using business equity to undertake 100 per cent debt funded property acquisitions
• funding the succession of incoming/outgoing business partners
• debt restructuring to remove business partners' properties from the bank's security
• cashflow funding options for business insurance premiums
• security and cash-backed bank guarantees.

Through our online banking system it is easy for your SME clients to manage all of their business accounts securely from any location. We offer:

• Electronic Funds Transfer (EFT), salary payments by file upload, group payments, future-dated single payments, recurring payments and BPAY^® payments.
• online statements in an easy-to-ead, audit compliant format
• tailored access and authorisation levels to suit their needs
• convenient client payment alternatives of credit card, charge card or debit card with Macquarie merchant services using a physical wireless merchant terminal or online merchant service.
  

We offer a range of insurance solutions covering both the personal and business needs of your clients.  Our insurance solutions include:

• term life
• income
• total and permanent disability
• trauma
• key person
• succession planning

We can recommend insurance from an extensive range of over nine leading insurers.

If your clients are self-directed investors looking for specific investment solutions we have a team of product experts who can help them find what they're looking for.

If your clients would like a comprehensive financial plan or investment strategy we can put them in touch with one of our Macquarie advisers or an independent adviser from our extensive network.

We have a broad network of professionals who can assist you in meeting your clients' needs.  Through Macquarie your clients can access an extensive network of independent advisers; over 300  Macquarie advisers, or a team of product experts who work with self-directed investors.

Our referral services include:

• Strategic financial planning advice
• Stockbroking
• Insurance (personal and business)
• SMSF investment strategy
• SMSF advice
• Cash management for SMSF
• Home and investment loans
• Motor vehicle, plant and equipment leasing.