Cash Management Account (CMA)
A successful portfolio thrives on access to expertise across a range of financial instruments. But to manage it with confidence you need high visibility and control of your clients’ cashflow.
The Macquarie CMA’s market leading functionality helps you orchestrate your clients’ cashflow with online visibility, detailed reporting and time-saving tools for your business.
Adviser benefits
- High visibility and control: a complete picture of your clients’ investments
- Market leading functionality: to help you orchestrate your clients’ cashflow and act swiftly when opportunities arise
- Personalised service: our specialist team are renowned for their efficient, friendly service and product knowledge
- Purpose-built for advisers: time-saving tools to help you streamline your business
- Apply online: Take control, save time with online applications with electronic verification
Client benefits
- Competitive interest rates*
- No account-keeping fees: no monthly account-keeping fees
- Security: covered by the Government Guarantee**
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SMSF ready: the chosen cash hub for 1 in 4 self managed super funds.#
| Macquarie CMA |
Macquarie Bank Term Deposit more info |
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| Interest rate | ||
| What's it for? | Central cash hub | Lock in solid returns |
| Minimum Investment | $5,000 | $10,000 |
| Competitive interest rate |
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| Security |
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| No account-keeping fees |
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| At-call access to cash |
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Frequently asked questions
Will my client’s money be locked away for a specific term?
No. Your client can access their funds at anytime.
Are there fees for opening a CMA?
There is no account opening fee or online transaction fees. More information about fees can be found in the Product Information Statement (PIS).
How do I open a CMA account for my client?
You can submit an online application through Macquarie Access.
Macquarie Access now has a New accounts page which is accessible by selecting
- Clients and accounts > Open new accounts or
- the Open new accounts button on the right-hand panel.
The your.clients applications will continue to be available for a short period of time while users become familiar with the new process and train relevant staff.
Tools
For clients
| Flyer name | Use this flyer to... |
|---|---|
| Macquarie CMA | Explain the benefits of a cashflow hub and how the Macquarie CMA operates |
| Macquarie CMA - The heart of your self managed super fund | Explain the benefits of a cashflow hub for your SMSF clients |
| Cashflow matters | How managing your cash could change your life |
| 10 smart reasons to use a cash hub | Explains the benefits of using a cash hub to manage cashflow |
| Cashflow plan | A workbook for your clients to complete and to help them identify gaps in their cashflow management |
| Cashflow management card | Explain the importance of implementing a cashflow management system |
For advisers
| Flyer name | Use this flyer to... |
|---|---|
| Cashflow Management for SMSFs | Explains how the Macquarie CMA helps you manage cashflow for your clients' SMSFs |
| Go faster with Macquarie applications | A guide to the online applications with electronic verification |
| Bulk transacting... made simple | Efficiently collect fees and make bulk payments from your clients' cash accounts |
Forms
Application
| Form name | Use this form to... |
|---|---|
| CMA | Apply for a Macquarie CMA. |
Online registration
| Form name | Use this form to... |
|---|---|
| Macquarie Registration Form - Representative | Register to access Macquarie Online services for financial services professionals. |
| Macquarie Online and Phone Registration | Register for access to transact@macquarie and/or Macquarie PhoneLink or change your selection for these services. |
Third party authority
| Form name | Use this form to... |
|---|---|
| Adviser Limited Third Party - Authorisation | Register for authority to transfer funds between your client's CMA and Cash XL accounts and establish authority to open term deposits. |
| Adviser Limited Third Party - Transfer | Transfer funds between your client's CMA and Cash XL accounts (if registered for this service). |
| Third Party Authority | Use this form to setup third party authorities on your clients' accounts (such as general withdrawal, tax and fees authority). |
Account maintenance
| Form name | Use this form to... |
|---|---|
| Account Nomination | Link additional accounts to transact@macquarie and/or Macquarie PhoneLink. |
| Change of Account Details | Update account information including address and contact details. |
| Change Your transact@macquarie Pay Anyone and BPAY Details | Make a change to transact@macquarie Pay Anyone/BPAY details. |
| Cheque and Deposit Book Request | Request a cheque and/or deposit book for your clients' accounts. |
| Duplicate Statement Request | Receive duplicates of your clients account statements. |
| Macquarie Online and Phone Registration | Register for access to transact@macquarie and/or Macquarie PhoneLink or change your selection for these services. |
Transacting forms
| Form name | Use this form to... |
|---|---|
| Authority to Transfer | Manage your clients' cashflow by consolidating their funds from other bank accounts into their CMA or Cash XL accounts. |
| Deposit | Manage your clients' cashflow by consolidating their funds from other bank accounts into their CMA or Cash XL accounts. |
| Direct Debit Request | Debit a nominated account with another financial institution for regular deposits to your clients' CMA or Cash XL accounts. |
| Foreign Currency Cheques | Use this form to deposit foreign currency cheques. |
| Income Redirection | Arrange for your clients to redirect their income (salary, rental, super and pension payments) to their CMA or Cash XL account. |
| Interest and Dividend Payment Authority | Arrange for your clients' dividend or interest payments from their investments to be paid directly into their CMA. |
| Overseas Telegraphic Transfer and Bank Draft Request | Transfer funds overseas and/or request a bank draft. |
| Periodic Payment Authority | Setup or amend regular payments from your clients' CMA (such as pension payments). |
| Withdrawal | Request to withdraw funds. |
Deceased estates
| Form name | Use this form to... |
|---|---|
| Deceased Estate Change of Account Details | Change account details on a deceased estate account. |
| Deceased Estate Withdrawal | Withdraw funds from a deceased estate account. |
Fast fax
| Form name | Use this form to... |
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| Fast Fax | Receive your client's account number by fax. |
Offer documents
| Document name | Use this document to... |
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| Macquarie CMA | The product information statement includes the application form. |
Online applications
New faster online applications with electronic verification make it easier than ever for your clients to apply for a Macquarie Cash Management Account (CMA). This application process is simple, fast and convenient for you and your clients. You have control over the application from the start and have the ability to begin the application process on behalf of your client and then track the status of the application as it progresses.
Electronic verification means that in most cases we can identify your clients online and funds can be deposited straight away1. However, we will require your clients’ signatures and identification paperwork before they can manually withdraw funds or make changes to the account2.
Four easy steps to open an account
More information
Start an application.
Download our frequently asked questions or phone 1800 808 508 for more information.
Contact us
Australian Capital Territory/New South Wales | Victoria/Tasmania | Queensland/Northern Territory | South Australia | Western Australia
Australian Capital Territory/New South Wales
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Victoria/Tasmania
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Queensland/Northern Territory
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South Australia
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Western Australia
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