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Home» About Macquarie Group» Investor Relations» Debt investors» Unsecured Funding» MBL and the Banking Group» MBL funding and liquidity

Investor Relations

MBL funding and liquidity

Liquidity

The Macquarie Bank Limited (MBL) liquidity policy outlines the liquidity requirements for the Banking Group.

The key requirement of the policy is that MBL is able to meet all of its liquidity obligations on a daily basis and during a period of liquidity stress: a 12 month period of constrained access to funding markets and with only a limited impact on franchise businesses.

Funding

MBL is mainly funded by capital, term liabilities and deposits.

The key tools used for accessing wholesale debt funding markets for MBL, which primarily funds the Banking Group, are as follows:

$US25 billion multi-instrument Regulation S Debt Instrument Program
$US10 billion Commercial Paper Program
$US20 billion Rule 144A/Regulation S Medium Term Note Program

MBL Group accesses the Australian capital markets through the issuance of negotiable certificates of deposits.

For an overview of MBL and funding contacts refer to Macquarie Bank Limited - At a glance.

For more information about MBL's wholesale funding programs as well as program documentation read MBL debt programs.

Further information

For MBL's latest funding profile and more information on MBL's funding and liquidity requirements read the latest Management Discussion and Analysis.

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All securities and financial product or instrument transactions involve risks. Past performance of any product described on this site is not a reliable indication of future performance.

Macquarie only carries on banking activities in those countries it is authorised to do so. Macquarie Bank Limited (MBL) is authorised by the Australian Prudential Regulation Authority (APRA) in Australia to carry out banking business in Australia. Each of MBL, acting through its London branch, and Macquarie Bank International Limited, is authorised and regulated by the UK Financial Services Authority to carry on banking business in the United Kingdom. MBL, acting through its Seoul Branch, is authorised and regulated by the Financial Services Commission in Korea to carry out banking business in Korea. MBL, acting through its Singapore Branch, is authorised and regulated by the Monetary Authority of Singapore to carry out banking business in Singapore. MBL, acting through its Hong Kong branch, is authorised and regulated by the Hong Kong Monetary Authority to carry on banking business in Hong Kong.

Other than MBL, any Macquarie Group entity noted on this page is not an authorized deposit-taking institution for the purposes of the Banking Act 1959 (Commonwealth of Australia). That entity's obligations do not represent deposits or other liabilities of MBL. MBL does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.

Macquarie Bank Limited maintains Representative Offices in the states of Illinois, New York and Texas, but is not authorised to conduct business in the US.